Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Immediate vs. Deferred Annuities Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities. Eight Mistakes That Can Upend Your Retirement There are common mistakes you can avoid when saving for retirement. What Is My Current Net Worth? Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.